Foreign-owned bank
OTP Bank
Hungarian bank with a Ukrainian licence. Founded in 1998. Headquartered in Київ. Market share — 4%.
Quick Facts — OTP Bank
| Legal name | АТ «ОТП БАНК» |
|---|---|
| Bank type | Foreign-owned bank |
| Founded | 1998 |
| Parent jurisdiction | Hungary |
| Headquarters | Київ (Ukraine) |
| NBU licence № | 191 |
| Official website | otpbank.com.ua ↗ |
| Market share | ~4% of banking system assets |
| Customer segments | retail, sme, corporate, premium |
OTP Bank products
OTP Bank serves customer segments: retail, sme, corporate, premium. Full pricing and terms for each product — on the bank's official website: otpbank.com.ua.
History and positioning
OTP Bank is a foreign-owned bank with its parent company registered in Hungary. This means an additional layer of regulatory oversight (beyond the NBU — the regulator of the parent country) and typically more conservative lending policy. Foreign banks often specialize in premium segments, trade finance, or agricultural lending.
FAQ
When was OTP Bank founded?
OTP Bank was founded in 1998 in Київ. Full legal name — АТ «ОТП БАНК». Operates under NBU banking licence №191.
What does OTP Bank offer to individuals?
Main retail products at OTP Bank: Payment cards, Deposits, Business loans, Mortgages, Premium banking, Auto loans. Tariffs and conditions are listed on the official website.
Can I open an account with OTP Bank online?
Most Ukrainian banks (including OTP Bank) support online account opening via app or website, with verification via Diia or video call. Full instructions on the official website: otpbank.com.ua.
Does the Deposit Guarantee Fund cover deposits at OTP Bank?
Yes, OTP Bank is a member of the Ukrainian Deposit Guarantee Fund (DGF). Since 1 April 2024, the DGF covers up to UAH 600,000 per depositor per bank in case of bank failure.