State-owned bank
Oschadbank
State bank of Ukraine. Founded in 1991. Headquartered in Київ. Market share — 15%.
Quick Facts — Oschadbank
| Legal name | АТ «Ощадбанк» |
|---|---|
| Bank type | State-owned bank |
| Founded | 1991 |
| Headquarters | Київ (Ukraine) |
| NBU licence № | 1 |
| Official website | oschadbank.ua ↗ |
| Market share | ~15% of banking system assets |
| Customer segments | retail, sme, corporate, state-employees |
Oschadbank products
Oschadbank serves customer segments: retail, sme, corporate, state-employees. Full pricing and terms for each product — on the bank's official website: oschadbank.ua.
History and positioning
Oschadbank is a state-owned bank of Ukraine. It is owned by the Ukrainian state and supervised directly by the Ministry of Finance or the Cabinet of Ministers. State-owned banks enjoy higher public trust during crisis periods and are not subject to routine licence revocation.
FAQ
When was Oschadbank founded?
Oschadbank was founded in 1991 in Київ. Full legal name — АТ «Ощадбанк». Operates under NBU banking licence №1.
What does Oschadbank offer to individuals?
Main retail products at Oschadbank: Payment cards, Deposits, Business loans, Currency exchange, Pension accounts. Tariffs and conditions are listed on the official website.
Can I open an account with Oschadbank online?
Most Ukrainian banks (including Oschadbank) support online account opening via app or website, with verification via Diia or video call. Full instructions on the official website: oschadbank.ua.
Does the Deposit Guarantee Fund cover deposits at Oschadbank?
Yes, Oschadbank is a member of the Ukrainian Deposit Guarantee Fund (DGF). Since 1 April 2024, the DGF covers up to UAH 600,000 per depositor per bank in case of bank failure.