Voluntary medical insurance (DMS) in Ukraine
DMS covers private-clinic services not included in Ukraine's state programme (NSZU). Basic package (UAH 12,000–14,000/year): outpatient care at partner clinics, planned and emergency hospitalization, inpatient pharmaceutical cover, dental (UAH 1,500–3,000/year limit). Add-ons: oncology, MRI/CT diagnostics, treatment abroad.
Insurer comparison
Sorted from lowest price. All companies hold active NBU licences.
| Insurer | Founded | Rating | Premium (basic, adult) |
|---|---|---|---|
|
U
UPSK ↗
|
1990 | uaA | 12000 ₴ |
| 1998 | uaA | 12000 ₴ | |
|
T
TAS ↗
|
1998 | uaA | 12500 ₴ |
| 1990 | uaA+ | 12500 ₴ | |
|
O
ORANTA ↗
|
1921 | uaAA- | 13000 ₴ |
|
E
ETALON ↗
|
2003 | uaA | 13000 ₴ |
| 1992 | uaA | 13000 ₴ | |
|
V
VUSO ↗
|
2001 | uaA+ | 13500 ₴ |
|
A
ARX ↗
|
1994 | uaAA | 14000 ₴ |
| 1997 | uaA+ | 14500 ₴ | |
| 1993 | uaAA- | 14500 ₴ | |
|
U
UNIQA ↗
|
1996 | uaAA | 16000 ₴ |