Private bank
monobank
The best mobile bank in Ukraine. Founded in 2017. Headquartered in Київ. Market share — 8%.
Quick Facts — monobank
| Legal name | АТ «Універсал Банк» (бренд monobank) |
|---|---|
| Bank type | Private bank |
| Founded | 2017 |
| Headquarters | Київ (Ukraine) |
| NBU licence № | 226 |
| Official website | monobank.ua ↗ |
| Market share | ~8% of banking system assets |
| Customer segments | retail, sme |
monobank products
monobank serves customer segments: retail, sme. Full pricing and terms for each product — on the bank's official website: monobank.ua.
History and positioning
monobank is a private bank with Ukrainian capital. Owned by Ukrainian beneficiaries and operating under Ukrainian law. Private banks are often more agile with product innovation, though typically smaller in asset size than state-owned or foreign competitors.
FAQ
When was monobank founded?
monobank was founded in 2017 in Київ. Full legal name — АТ «Універсал Банк» (бренд monobank). Operates under NBU banking licence №226.
What does monobank offer to individuals?
Main retail products at monobank: Payment cards, Deposits, Business loans, Consumer loans, Online banking, Savings products. Tariffs and conditions are listed on the official website.
Can I open an account with monobank online?
Most Ukrainian banks (including monobank) support online account opening via app or website, with verification via Diia or video call. Full instructions on the official website: monobank.ua.
Does the Deposit Guarantee Fund cover deposits at monobank?
Yes, monobank is a member of the Ukrainian Deposit Guarantee Fund (DGF). Since 1 April 2024, the DGF covers up to UAH 600,000 per depositor per bank in case of bank failure.